Woman who lost son fights for bankruptcy changes

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WASHINGTON—A Rhode Island woman appeals to Congress to ease bankruptcy rules for people devastated by medical debt.

Kerry Burns, of Coventry, told senators in Washington Tuesday about the pain of losing a child and going broke from her health care bills.

Sen. Sheldon Whitehouse, D-RI, chaired the Senate Judiciary subcommittee hearing on his bill to carve out an exception for people whose medical bills were the main cause of their financial distress

Burns is a Rhode Island social worker.

She said she and her husband lost everything, even though insurance covered the majority of nearly $5 million in treatments for her son Finnegan, who was hospitalized in intensive care for 13 months before he died last March. Finnegan Burns, who lived to be only 4 1/2, had cystic fibrosis.

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Flag Comment Posted by RodrigoR on October 22, 2009 at 4:23 am

That was indeed very tragic! In cases like this, there is a definitive need to create extra funds, or to cut spending, and one of the ways people save is to cut insurance cost spending.  Granted, it’s a gamble to cut insurance cost spending, but frankly flood insurance in Arizona isn’t a great idea.  Tornado insurance in the Pacific Northwest might be a waste as well.  (Although there are extremely rare, but documented, instances of tornados in the Evergreen State.)  It is a gamble, though, because everyone does need insurance coverage of some sort.  Whether it’s insuring your house, car, or your health, to cut insurance cost and/or coverage is a risky thing to do, whether it’s done with debt relief in mind or not.

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